Car Loans for Personal Use

From new to classics and everything in between

Are you looking to buy your next car but want flexible, affordable finance to make it happen? Whether it’s your first car, a family SUV, a weekend cruiser, or even a dream classic or exotic vehicle – we’ve got you covered.

At RHS Finance, we offer personal-use car loans tailored to your needs. Best of all, we can help you finance any vehicle, regardless of its age, type, or where you’re buying it from.

What We Finance

New Cars – from dealerships, with full manufacturer warranty
Used Cars – from dealers or private sellers
Older Models – even if they’re over 15 years old
Classic Cars – collector vehicles or restoration projects
Exotic & Prestige Vehicles – luxury brands, imports, and high-performance cars
Motorcycles, Utes & 4WDs – for weekend adventures or daily useNew Cars – from dealerships, with full manufacturer warranty
Used Cars – from dealers or private sellers
Older Models – even if they’re over 15 years old
Classic Cars – collector vehicles or restoration projects
Exotic & Prestige Vehicles – luxury brands, imports, and high-performance cars
Motorcycles, Utes & 4WDs – for weekend adventures or daily use

We work with a diverse panel of lenders, including major banks, boutique financiers, and specialist car loan providers. This means we’re able to find competitive finance options suited to your situation — even if you have unique circumstances or are buying a vehicle that doesn’t meet standard lender criteria.

Need Help Finding the Right Vehicle?

Not sure where to start? We’ve teamed up with trusted car source companies that can help you find the perfect vehicle to match your needs and budget. Just get in touch with us, and we’ll connect you with the right people who can assist in searching for your ideal car — whether it’s a reliable daily driver, a classic beauty, or an exotic dream machine.

Best of all, we’ll take care of all the important checks — from mechanical inspections to vehicle history reports — so you can buy with confidence and peace of mind.

Features & Benefits:

Loans for all vehicle types – age and origin are no issue
Private sale or dealership purchase – both accepted
Fast approvals – get pre-approved before you buy
Flexible terms and repayments – structured around your lifestyle
No early payout penalties with select lenders
Balloon/residual payment options available
Fixed or variable rates depending on your preference
Asset-backed loans available for lower rates

Whether you’re upgrading the family car, financing your weekend convertible, or finally buying that classic you’ve always dreamed of, we’ll guide you through the process from start to finish.

Why Choose RHS Finance?

We handle the application, negotiation, and approval process for you
Our team offers expert advice with a focus on transparency and simplicity
We compare multiple lenders to find the best solution for your needs
You’ll get personal support — not just a generic online application
Plus, we connect you with trusted car sourcing experts to help you find the right vehicle

Let us take the stress out of car buying. With the right finance in place — plus expert help finding your perfect car — all you need to do is enjoy the ride.

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